Workers’ Compensation Alternative

NTL has developed this special program to provide 24hr accident protection for on-the-job and off-the-job injuries. This coverage is ideal for independent Owner/Operators who can legally opt out of workers’ compensation or for drivers who purchase coverage for off the job injuries and as a ‘top up’ to provincial workers’ compensation. Optional coverage for weekly benefits to age 70 and sickness coverage are available.

Weekly benefit – provides you an income while you are disabled due to accidental injury and unable to work.

Accidental Death & Dismemberment as well as Permanent and Total Disability lump sum payment.

Critical Illness coverage in case of cancer (life threatening), coma, heart attack, kidney failure, severe burns and stroke.

OPTIONS

Weekly Benefits – from $400 to $1,000 per week
Accidental Death & Dismemberment – from $100,000 to $500,000
Permanent & Total Disability – from $100,000 to $500,000
Accident Medical – $110,000
Critical Illness – $5,000

WEEKLY BENEFITS TO AGE 70 – OPTIONAL
What if you suffer a long term disability? NTL offers optional coverage that provides you with weekly benefits until age 70.

SICKNESS COVERAGE – OPTIONAL
What if you suffer a disability due to sickness? Do you want peace of mind knowing you will receive an income during this time? NTL offers optional coverage that provides you weekly benefits for disability due to sickness.

LONG TERM PROTECTION – OPTIONAL
Want access to sickness coverage and life insurance without medical underwriting? NTL offers optional coverage that provides long term protection for disability as well as life insurance.

GET A QUOTE

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